Privacy Policy

We may collect the following types of personal information when you visit our website or contact us:

• Contact Information — your name, email address, phone number, and mailing address when you submit a form or request a quote.

• Financial Information — income, employment, credit, and property details you voluntarily provide when inquiring about a mortgage.

• Usage Data — browser type, IP address, pages visited, and time spent on our site, collected automatically through cookies and similar technologies.

• Communications — records of emails, phone calls, or messages you send to us.

We collect only the information necessary to respond to your inquiry and provide mortgage services.

We use the information we collect to:

• Respond to your mortgage inquiries and provide loan quotes.

• Process and evaluate mortgage applications.

• Communicate with you about your loan, our services, and relevant updates.

• Comply with federal and state laws and regulations applicable to mortgage lending.

• Improve our website and customer experience.

• Send you marketing communications, where permitted by law and with your consent.

We do not sell your personal information to third parties.

We may share your information in the following circumstances:

• Lending Partners — we work with a network of lenders and may share your information with them to evaluate and process your loan application.

• Service Providers — we may share data with trusted vendors who assist us in operating our website and business (e.g., technology providers, compliance services), subject to confidentiality agreements.

• Legal Requirements — we may disclose information when required by law, court order, or government authority, or to protect the rights and safety of our company and customers.

• Business Transfers — in the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We require all third parties to respect the security of your personal data and treat it in accordance with applicable law.

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. Cookies are small text files stored on your device.

• Essential Cookies — required for the website to function properly.

• Analytics Cookies — help us understand how visitors interact with our site so we can improve it.

You can control cookies through your browser settings. Disabling cookies may affect the functionality of certain parts of our website. We do not respond to "Do Not Track" signals at this time.

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

If you believe your information has been compromised, please contact us immediately at (262) 370-1128.

Depending on your state of residence, you may have the following rights regarding your personal information:

• Access — request a copy of the personal information we hold about you.

• Correction — request that we correct inaccurate or incomplete information.

• Deletion — request that we delete your personal information, subject to legal retention requirements.

• Opt-Out — opt out of receiving marketing communications from us at any time by contacting us directly or using the unsubscribe link in our emails.

To exercise any of these rights, please contact us using the information in the "Contact Us" section below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

Our website may contain links to third-party websites, including lender sites and community resources. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us and we will promptly delete it.

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Loans 4 Homes

1833 Executive Drive

Oconomowoc, WI 53066

Phone: (262) 370-1128

NMLS #242491 | NMLS #242120