Terms of Use

By accessing or using the Loans 4 Homes website located at www.myloans4homes.com (the "Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

These Terms of Use apply to all visitors, users, and others who access or use the Site. We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised terms.

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the Site in any way that violates applicable local, state, national, or international laws or regulations.

• Transmit any unsolicited or unauthorized advertising or promotional material.

• Attempt to gain unauthorized access to any part of the Site or its related systems.

• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.

• Use any automated means, including bots or scrapers, to access or collect data from the Site.

• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

We reserve the right to terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

The content on this Site — including mortgage calculators, loan descriptions, rate information, and educational articles — is provided for general informational purposes only. It does not constitute financial, legal, tax, or investment advice.

Mortgage rates, loan terms, and program availability are subject to change without notice and vary based on individual borrower qualifications, property type, and market conditions. Nothing on this Site should be construed as a commitment to lend or a guarantee of loan approval.

You should consult a qualified mortgage professional, financial advisor, or attorney before making any financial decisions. Loans 4 Homes is not liable for any decisions made based on information found on this Site.

All content on this Site — including but not limited to text, graphics, logos, images, and software — is the property of Loans 4 Homes or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You may view, download, and print pages from the Site for your personal, non-commercial use only, provided that you:

• Do not modify or alter the content in any way.

• Do not remove any copyright, trademark, or other proprietary notices.

• Do not use the content for any commercial purpose without our prior written consent.

Any unauthorized use of the materials on this Site may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

This Site may contain links to third-party websites, including lender sites, government resources, and community organizations. These links are provided for your convenience only.

Loans 4 Homes has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of any link does not imply endorsement by Loans 4 Homes of the linked site or its content.

When you leave our Site, we encourage you to read the privacy policy and terms of use of every website you visit.

This Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Loans 4 Homes does not warrant that:

• The Site will be uninterrupted, timely, secure, or error-free.

• The results obtained from using the Site will be accurate or reliable.

• Any errors in the Site will be corrected.

To the fullest extent permitted by law, Loans 4 Homes shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or its content — even if we have been advised of the possibility of such damages.

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

Loans 4 Homes is a licensed mortgage lending company operating in the state of Wisconsin.

• NMLS #242491

• NMLS #242120

Loans 4 Homes is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status as required by the Fair Housing Act and Equal Credit Opportunity Act.

To verify our licensing information, visit the Nationwide Multistate Licensing System & Registry (NMLS) Consumer Access portal at www.nmlsconsumeraccess.org.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms of Use shall be subject to the exclusive jurisdiction of the state and federal courts located in Waukesha County, Wisconsin.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. We will update the "Last Updated" date at the top of this page when revisions are made. Your continued use of the Site after any changes constitutes your acceptance of the new terms. We encourage you to review these Terms of Use periodically.

If you have any questions about these Terms of Use, please contact us:

Loans 4 Homes

1833 Executive Drive

Oconomowoc, WI 53066

Phone: (262) 370-1128

NMLS #242491 | NMLS #242120